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↑↑↑点击播放，第一遍：
I'd like to apply for a credit card.
我想申请一张信用卡。
Can you help me with my application?
你可以帮我申请吗？
I'd be glad to.
我很乐意帮你。
I'm afraid that I don't have a credit history.
我没有信用卡的使用历史。
I just came to this country.
我才刚来这个国家。
Do you have an account with this bank?
你有这个银行的账号吗？
I'm afraid not.
恐怕没有。
In that case I highly recommend you apply for a savings and checking account also.
这样的话，我极力推荐你申请一个即储蓄存款和支票存款于一身的账户。
That would help with your credit card application.
这对你的信用卡申请有帮助。
What is the interest rate on your card?
你们信用卡的利率是多少？
The annual charge rate is 9.5%.
每年的收费标准时9.5%。
That's very expensive!
真是贵啊！
Not really. The credit card is a revolving account.
不完全是。这种信用卡是一个循环账户。
You only pay interest on what you owe.
你只需付你赚的钱的利息就行了。
How does the bank bill its customers for credit card charges?
银行如何把信用卡费用账单交给客户？
You will receive a monthly statement with each expenditure itemized.
你每个月将会收到一份结算单，上面列出了每项费用。
Does the card provide any other benefits?
这种卡有什么福利吗？
You can also get a cash advance up to 1,000 dollars on this card.
使用这种卡你可以预支高达1000美元的现金。
第二遍，请跟读：
I'd like to apply for a credit card.
我想申请一张信用卡。
Can you help me with my application?
你可以帮我申请吗？
I'd be glad to.
我很乐意帮你。
I'm afraid that I don't have a credit history.
我没有信用卡的使用历史。
I just came to this country.
我才刚来这个国家。
Do you have an account with this bank?
你有这个银行的账号吗？
I'm afraid not.
恐怕没有。
In that case I highly recommend you apply for a savings and checking account also.
这样的话，我极力推荐你申请一个即储蓄存款和支票存款于一身的账户。
That would help with your credit card application.
这对你的信用卡申请有帮助。
What is the interest rate on your card?
你们信用卡的利率是多少？
The annual charge rate is 9.5%.
每年的收费标准时9.5%。
That's very expensive!
真是贵啊！
Not really. The credit card is a revolving account.
不完全是。这种信用卡是一个循环账户。
You only pay interest on what you owe.
你只需付你赚的钱的利息就行了。
How does the bank bill its customers for credit card charges?
银行如何把信用卡费用账单交给客户？
You will receive a monthly statement with each expenditure itemized.
你每个月将会收到一份结算单，上面列出了每项费用。
Does the card provide any other benefits?
这种卡有什么福利吗？
You can also get a cash advance up to 1,000 dollars on this card.
使用这种卡你可以预支高达1000美元的现金。
同步视听课程，加倍巩固练习：
《申请信用卡》
明天继续，早上7:00，不见不散。
往期回顾：
欢迎来练习英语日常口语，这里有学习价值高的场景英语
练习发音和口语运用的日常英语对话交流学习资料，赶紧马走
课程的难度会随着更新逐渐增加，新同学建议从第1课开始，循序渐进。
新同学戳这里：
零食英语小对话第一季（第一期汇总）
优秀的你，学完记得打卡呦！
（转发，评论留言：打卡）
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