【不理智消费的英文作文初中】Cet写作必须背范文：信用卡

作文题目：信用卡

[作文范文]

Nowadays，credit cards have been increasingly popular on campus in that banks are growing ly paying their attention to students and laying out vaut

最近大学校园里流行信用卡。因为银行越来越关注大学生这个群体，制定各种政策来满足学生的需求。

people hold different views towards students ' owning credit cards . as far as I am concerned，it should be cautious for students to keep card

对于大学生持有信用卡，意见不一。个人认为大学生应该慎重考虑信用卡。

students need to be calm and wise when applying for using credit cards . there are latent risks associated with credit cards .

学生在申请或使用信用卡时要冷静理性。信用卡本身伴随着危险。

some students find it quite easy to exceed their budget . they are tempted to purchase goods that they do not really need，and can become quickle

有些学生发现很容易超过自己的预算。他们经常不自觉地购买他们真正不需要的商品，很快就会负债累累。

the credit cards often charge a high rate of interest，which exacerbates the problems for these people。

信用卡往往倾向于接受高利率，毫无疑问，这个问题雪上加霜。

And in the long run，this irresponsible and irrational consumption behavior will be impeditive for students to develop into a good consumption he

而且从长远来看，这种不负责任和不理智的消费行为会妨碍学生养成良好的消费习惯。

On the other hand，when in emergency circumstances，credit cards will play its role and save you bother relatives or friends .

当然，信用卡也有用。遇到紧急情况时，信用卡可以省去持卡人麻烦亲戚朋友的麻烦。

credit cards can temporarily relieve your financial burden。

信用卡可以暂时缓解你的经济压力。

minimum repayment or amortization is preferred alternative when you are strapped for cash。

以最低还款额或分期付款偿还是个不错的选择。手头不太宽裕的时候。(金钱)。

米考-四级冲刺分班正在热火朝天地抢劫

米考-6级冲刺分班正在热火朝天地抢劫